--- title: When buying a house, do you own the land it's built on? description: When buying a house, do you wonder if you are also buying the land that it sits on? How about when you buy a duplex? a condo? How about when you are selling you house? What happens to the land? Watch this video to learn more... image: https://stories.brookfieldresidential.com/hubfs/Homebuyers%20school%20/Video%20thumbnails/Buying-house-and-land-w-graphics_700.jpg --- [![Layer 24](https://stories.brookfieldresidential.com/hs-fs/hubfs/Homebuyers%20school%20/Layer%2024.png?width=141&name=Layer%2024.png "Layer 24")](https://www.brookfieldresidential.com/) ![](https://cdn2.hubspot.net/hubfs/459002/BrookField%20Assets/search.png) [![By](https://stories.brookfieldresidential.com/hs-fs/hubfs/Homebuyers%20school%20/By.png?width=430&name=By.png "By")](https://stories.brookfieldresidential.com/homebuyersschool/) - [WHY HOMEBUYER'S SCHOOL](https://stories.brookfieldresidential.com/homebuyersschool/why-homebuyersschool) - [HOME BUYER RESOURCES](https://stories.brookfieldresidential.com/homebuyersschool/home-buying-resources-landing-page) - HOME BUYING TOPICS - [Mortgages](https://stories.brookfieldresidential.com/homebuyersschool/tag/mortgage-pre-approval) - [Choosing a home](https://stories.brookfieldresidential.com/homebuyersschool/tag/choosing-a-home) - [Buying a condo](https://stories.brookfieldresidential.com/homebuyersschool/tag/buying-a-condo-and-townhome) - [Home construction](https://stories.brookfieldresidential.com/homebuyersschool/tag/home-construction) - [Down payment](https://stories.brookfieldresidential.com/homebuyersschool/tag/down-payment) - [Purchase Price](https://stories.brookfieldresidential.com/homebuyersschool/tag/purchase-price) - [Home upgrades](https://stories.brookfieldresidential.com/homebuyersschool/tag/home-upgrades) - [Home maintenance](https://stories.brookfieldresidential.com/homebuyersschool/tag/home-maintenance) - [Homeowner association (HOA)](https://stories.brookfieldresidential.com/homebuyersschool/tag/homeowner-association) - [Interior design](https://stories.brookfieldresidential.com/homebuyersschool/tag/interior-design) - [Moving](https://stories.brookfieldresidential.com/homebuyersschool/tag/moving) - [Selling your home](https://stories.brookfieldresidential.com/homebuyersschool/tag/selling-your-home) - [PODCAST](https://stories.brookfieldresidential.com/homebuyersschool/podcast) ![Banner-Couple%202](https://stories.brookfieldresidential.com/hs-fs/hubfs/Homebuyers%20school%20/Banner%20photos/Banner-Couple%202.png?t=1533269012017&width=1440&name=Banner-Couple%202.png "Banner-Couple%202") # Be a better educated homebuyer Prepare to make the best decision when buying your next home [![Start learning today](https://no-cache.hubspot.com/cta/default/3390596/be737c8c-ac36-4547-b4ef-e6126cf70d4e.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/be737c8c-ac36-4547-b4ef-e6126cf70d4e) by [Karl Yeh](https://stories.brookfieldresidential.com/homebuyersschool/author/karl-yeh) on January 02, 2018 [purchase price](https://stories.brookfieldresidential.com/homebuyersschool/tag/purchase-price) [Homebuyer strategies](https://stories.brookfieldresidential.com/homebuyersschool/tag/homebuyer-strategies) [choosing a home](https://stories.brookfieldresidential.com/homebuyersschool/tag/choosing-a-home) ![](https://cdn2.hubspot.net/hub/459002/hubfs/BrookField%20Assets/video-list-hero-bg.png?width=1440&name=video-list-hero-bg.png) # author bio ## Recent Articles [Homebuyer strategies](https://stories.brookfieldresidential.com/homebuyersschool/tag/homebuyer-strategies) [home maintenance](https://stories.brookfieldresidential.com/homebuyersschool/tag/home-maintenance) [How to change your furnace filter (why to do it and how often)](https://stories.brookfieldresidential.com/homebuyersschool/how-to-change-your-furnace-filter-why-to-do-it-and-how-often) By [Karl Yeh](https://stories.brookfieldresidential.com/homebuyersschool/author/karl-yeh) "I'll give you three reasons why it's really important to be changing your furnace f... [WATCH NOW ![](https://stories.brookfieldresidential.com/hubfs/Homebuyers%20school%20/Layer%201.png)](https://stories.brookfieldresidential.com/homebuyersschool/how-to-change-your-furnace-filter-why-to-do-it-and-how-often) [Homebuyer strategies](https://stories.brookfieldresidential.com/homebuyersschool/tag/homebuyer-strategies) [choosing a home](https://stories.brookfieldresidential.com/homebuyersschool/tag/choosing-a-home) [Top 5 things you must consider when buying a home for the first time](https://stories.brookfieldresidential.com/homebuyersschool/top-5-things-to-consider-when-buying-a-home-for-the-first-time) By [Karl Yeh](https://stories.brookfieldresidential.com/homebuyersschool/author/karl-yeh) Before buying a home, what do you need to consider and prepare for? In this episode,... [WATCH NOW ![](https://stories.brookfieldresidential.com/hubfs/Homebuyers%20school%20/Layer%201.png)](https://stories.brookfieldresidential.com/homebuyersschool/top-5-things-to-consider-when-buying-a-home-for-the-first-time) ## Popular Articles [purchase price](https://stories.brookfieldresidential.com/homebuyersschool/tag/purchase-price) [Homebuyer strategies](https://stories.brookfieldresidential.com/homebuyersschool/tag/homebuyer-strategies) [choosing a home](https://stories.brookfieldresidential.com/homebuyersschool/tag/choosing-a-home) [When buying a house, do you own the land it's built on?](https://stories.brookfieldresidential.com/homebuyersschool/when-buying-a-house-do-you-own-the-land-it-is-built-on) By [Karl Yeh](https://stories.brookfieldresidential.com/homebuyersschool/author/karl-yeh) "A lot of it depends on the actual style or type of home that you are buying. What w... [WATCH NOW ![](https://stories.brookfieldresidential.com/hubfs/Homebuyers%20school%20/Layer%201.png)](https://stories.brookfieldresidential.com/homebuyersschool/when-buying-a-house-do-you-own-the-land-it-is-built-on) [purchase price](https://stories.brookfieldresidential.com/homebuyersschool/tag/purchase-price) [Homebuyer strategies](https://stories.brookfieldresidential.com/homebuyersschool/tag/homebuyer-strategies) [What's in the purchase agreement and offer to purchase when buying a new home?](https://stories.brookfieldresidential.com/homebuyersschool/whats-in-the-purchase-agreement-and-offer-to-purchase-when-buying-home) By [Karl Yeh](https://stories.brookfieldresidential.com/homebuyersschool/author/karl-yeh) Wondering what exactly goes into a purchase agreement and offer to purchase when buy... [WATCH NOW ![](https://stories.brookfieldresidential.com/hubfs/Homebuyers%20school%20/Layer%201.png)](https://stories.brookfieldresidential.com/homebuyersschool/whats-in-the-purchase-agreement-and-offer-to-purchase-when-buying-home) ![Untitled](https://stories.brookfieldresidential.com/hs-fs/hubfs/Untitled.png?width=1435&name=Untitled.png "Untitled") # When buying a house, do you own the land it's built on? By [Karl Yeh](https://stories.brookfieldresidential.com/homebuyersschool/author/karl-yeh) > “Always pick your yard based on your Summer lifetstyle.” ~ KARL #### January 2, 2018 - Karl Yeh *"A lot of it depends on the actual style or type of home that you are buying. What we refer to as single family homes, or a move-up estate, bare land homes is the technical breakdown of it ... basically saying you own the land, Crown Land, \[00:01:00\] pin-to-pin and the house and property that sits on top of it."* When buying a home (new or resale) do you wonder if you own the land the house is sitting on? In this episode, we discuss if you also own the land of the house you just purchased. We also look at how the land is owned when buying a duplex or condo and what happens to the land when selling your home.  **Prefer to listen?**   #### **Transcription:** Hello and welcome to another edition of Homebuyer's School. I'm Karl Yeh. This is Cory McDonald, community manager with Brookfield Residential. Today, the question that we're going to answer is about lots: ### When buying a house, am I also buying the lot/land it sits on? **Karl Yeh:** When I'm buying a house, whether it's a new one or a resale, is, am I buying the house? \[00:00:30\] Does the lot include- **Cory McDonald:**                  -and the land that it sits on? **Karl Yeh:**                                  Yeah, is that mine, too? Is that a complete different buy? How does that affect the purchase? **Cory McDonald:**                  Really good question. A lot of it depends on the actual style or type of home that you are buying. What we refer to as single family homes, or a move-up estate, bare land homes is the technical breakdown of it ... basically saying you own the land, Crown Land, \[00:01:00\] pin-to-pin and the house and property that sits on top of it. **Karl Yeh: **                                  When you say pin-to-pin what do you mean? **Cory McDonald: **                 Because Canada ... **I can't really explain the technical terms of how we're still connected to Great Britain, but basically ... the land that you own, you pay property taxes on it.** You can modify it, you can add trees, you can do your own landscaping if you'd like. You strike oil on your land, \[00:01:30\] you don't own that oil. **Karl Yeh:**                                Darn it. **Cory McDonald: **                 That is owned by Crown Land. That basically is **Karl Yeh:**                                   Because I've been trying to dig ... every single home I've ever owned, I've tried to dig ... which is none ... But my first thing is, I gotta dig for oil. **Cory McDonald: **                 Everybody's waiting to become the next Beverly Hillbillies. > **So, basically, with the [purchase of a single family home](https://stories.brookfieldresidential.com/homebuyersschool/whats-included-in-the-purchase-price-of-a-new-home), you are buying the land and the property, the house that it's being built on top of, as well.** Compared to, say, a condo, or a townhome, where, \[00:02:00\] depending on how they redistribute the land itself, you may only own drywall to drywall. Either the condo association or, in very rare circumstances, a private company would own the land and you just own the property inside the building. It really does depend on the type of house that you're buying. [![Expert tips ebook - Get the guide today](https://no-cache.hubspot.com/cta/default/3390596/47b3a558-0ce0-4d6f-b209-93f6157131ba.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/47b3a558-0ce0-4d6f-b209-93f6157131ba) **Karl Yeh:**                                   Yeah. Okay. If I was gonna buy, let's say, a multi-family condominium, \[00:02:30\] that land's not mine. **Cory McDonald:**                  Correct. **Karl Yeh**:                                   Let's say we're talking a little bit about condos. That condo fee that I'd eventually have to pay, does that go into the land itself or nothin ... **Cory McDonald:  **                No, again, that's essentially why you are[paying condo fees](https://stories.brookfieldresidential.com/homebuyersschool/what-do-condo-fees-include), is because you don't own the land on the outside. So, whoever is taking care ... the condo association- **Karl Yeh: **                                  Oh, okay. **Cory McDonald: **                 Or, in rare circumstances, that private company, they have to maintain the exterior, because that's \[00:03:00\] their responsibility. Those condo fees does go into contributing to pay for those costs, though. So, snow removal, the landscaping, insurance as well as maintenance on the exterior of the home and a lot of the times, those condo fees will cover a reserve fund. Later on down the road, if there needs to be major repairs on the outside of the home, then, it's coming out of the reserve fund. It's not instantly coming out of everybody else's pockets. That's why the difference between a townhome or a condo, you are paying \[00:03:30\] those condo fees to take care of that. Whereas with a single family home, you own the land, so you're responsible for mowing your own grass and shoveling your own snow and repairing any damage to siding. That's the difference between those there as well. **Karl Yeh:**                                   When we're talking about single family homes, that's ... they're one home on the lot. Can you tell me a little bit about, ### If you have a duplex, who owns the land? **Cory McDonald: **                 Great question. Most duplexes are set up still as single family \[00:04:00\] or bare land homes. Basically that property line is an imaginary line that splits the house in half. It's built as two houses and they do have a little bit of a connection in the middle with the exterior of the home. But that imaginary line would split it in the middle. **Karl Yeh:**                                You still own that land. **Cory McDonald: **                 You still own that land- **Karl Yeh: **                               On that side. **Cory McDonald: **                 Exactly. As far as fencing, you can still do a fence on your property, even if your neighbor doesn't want to. But you can still do \[00:04:30\] a fence on the property line, because it is split down the middle. **Karl Yeh: **                                  I've seen those awkward places where you have a duplex and you have one side that's really well kept and the other side's a little run down, but it really doesn't matter, because that person owns that land and that house at the same time. **Cory McDonald: **                 100%. Unfortunately, unless you're in a specific neighborhood. A lot of gated communities, they will, in that [purchase agreement,](https://stories.brookfieldresidential.com/homebuyersschool/whats-in-the-purchase-agreement-and-offer-to-purchase-when-buying-home) they'll state you have to keep the outside of the home \[00:05:00\] at some form of maintained exterior. A lot of the times, if it isn't in one of those specific neighborhoods, all you can do is just knock on your neighbor's door and ask them to take batter care of their stuff. No used car parts in the front lawn. Something like that. ### How does land ownership work when selling your house? **Karl Yeh:**                                   When we go into selling our property ... especially ... that's one of the things that you think about when you buy a house, eventually, you're gonna sell. Does the ... I'm sure the price obviously is tied to the lot and \[00:05:30\] the land, with the house and the lot at the same time. When you are [ready to sell](https://stories.brookfieldresidential.com/homebuyersschool/best-time-to-sell-a-house): - **How do you go about calculating that price?** - **Do you include the lot with it?** - **Is there a separate price for the lot and the house?** - **Or it's kind of combined?** **Cory McDonald:**                  No, there's definitely going to be a difference between a 40-foot wide lot on a corner overlooking a scenic view, versus something in the middle of a \[00:06:00\] ... staring \[crosstalk 00:06:01\]. A lot of the times, especially with resale, you will see a difference in price. Depending on, is it a corner lot? Does it even have the orientation, North and South facing, because, here in Calgary, where the sun is primarily South a lot of the times, a lot of people will want to have that South or West facing backyard. If you're spending time on the patio or in your backyard, you're getting a lot of that sunlight in the afternoons and evenings, when typically most people are outside. If you're right beside a sewage plant, that could have a negative effect \[00:06:30\] on the lot specifically. Even with a brand new build, there will be assessed premiums on those lots, depending on certain- **Karl Yeh:**                               Location. **Cory McDonald:**                  Location. 100%. **Karl Yeh:**                                   I guess I'm going back to the selling part. Let's say your house is pristine but kind of messed up the lot itself. It impacts the entire- **Cory McDonald:**                  It could 100% negatively impact the resale value \[crosstalk 00:06:59\]. **Karl Yeh:**                                   Used car parts around, \[00:07:00\] but your house looks amazing. It's still gonna impact ... **Cory McDonald: **                 Absolutely. Unless we get back in Calgary about four years ago when the market was crazy and it didn't really matter because everyone was buying anything that was on the market, it's a lot more of a level market right now. If your home is disheveled, then it's gonna have a disheveled price associated with it. If you're going to resell, a lot of realtors will have a look at the home. They'll come and do an assessment. A lot of the good realtors you're talking \[00:07:30\] to will give you tips on how to make it more sellable or how to get the best value out of your resale on the home. **Karl Yeh:**                                That was great information today. Thank you very much. **Cory McDonald:**                  Absolutely. **Karl Yeh: **                              That's our show for the day. Until next time.   ### **Your turn:** Let us know if you have additional homebuying questions that we can answer by submitting them in the comment section below.  Homebuyer's School publishes new content weekly so **[subscribe](https://stories.brookfieldresidential.com/get-educated-on-homebuying) **or check back regularly for the latest information, strategies and tips from homebuying experts.  ***About Cory McDonald:*** *Cory McDonald has been working for Brookfield Residential for over 5 years and has had the opportunity to sell  in several beautiful communities around Calgary and Cochrane. He has experience selling everything from starter town-homes to move-up homes within the company. Cory originally grew up in Calgary and after a short stint living in the greater Vancouver area, he returned home for a better quality of life to raise his family.* [![Expert tips ebook - Get the guide today](https://no-cache.hubspot.com/cta/default/3390596/f00a0261-7419-48b5-ac45-21351e3fcad1.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/f00a0261-7419-48b5-ac45-21351e3fcad1) ![](https://cdn2.hubspot.net/hub/459002/hubfs/BrookField%20Assets/post-right-bg.png?width=454&name=post-right-bg.png) ## Prepare for your next home purchase Learn more about the homebuying process so you're prepared to find your next home. [![Start learning today](https://no-cache.hubspot.com/cta/default/3390596/be737c8c-ac36-4547-b4ef-e6126cf70d4e.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/be737c8c-ac36-4547-b4ef-e6126cf70d4e) ### Article Topics - [Homebuyer strategies (41)](https://stories.brookfieldresidential.com/homebuyersschool/tag/homebuyer-strategies) - [choosing a home (12)](https://stories.brookfieldresidential.com/homebuyersschool/tag/choosing-a-home) - [mortgage (10)](https://stories.brookfieldresidential.com/homebuyersschool/tag/mortgage) - [mortgage pre-approval (10)](https://stories.brookfieldresidential.com/homebuyersschool/tag/mortgage-pre-approval) - [interior design (7)](https://stories.brookfieldresidential.com/homebuyersschool/tag/interior-design) - [purchase price (7)](https://stories.brookfieldresidential.com/homebuyersschool/tag/purchase-price) - [mortgage rates (6)](https://stories.brookfieldresidential.com/homebuyersschool/tag/mortgage-rates) - [buying a condo and townhome (5)](https://stories.brookfieldresidential.com/homebuyersschool/tag/buying-a-condo-and-townhome) - [Homeowner Association (2)](https://stories.brookfieldresidential.com/homebuyersschool/tag/homeowner-association) - [buying a condo (2)](https://stories.brookfieldresidential.com/homebuyersschool/tag/buying-a-condo) - [home construction (2)](https://stories.brookfieldresidential.com/homebuyersschool/tag/home-construction) - [home maintenance (2)](https://stories.brookfieldresidential.com/homebuyersschool/tag/home-maintenance) - [down payment (1)](https://stories.brookfieldresidential.com/homebuyersschool/tag/down-payment) - [selling your home (1)](https://stories.brookfieldresidential.com/homebuyersschool/tag/selling-your-home) see all ### Latest Articles [![Expert tips ebook - Get the guide today](https://no-cache.hubspot.com/cta/default/3390596/47b3a558-0ce0-4d6f-b209-93f6157131ba.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/47b3a558-0ce0-4d6f-b209-93f6157131ba) ## Comments ![Layer 25](https://stories.brookfieldresidential.com/hs-fs/hubfs/Layer%2025.png?width=1440&name=Layer%2025.png "Layer 25") ### Continue your education Join your fellow homebuyers to get the latest strategies and tips to help you find your perfect home. [![START LEARNING TODAY](https://no-cache.hubspot.com/cta/default/3390596/d2534dc5-4135-43dc-8ecc-4927f7f75bf0.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/d2534dc5-4135-43dc-8ecc-4927f7f75bf0) ### Resources Watch the latest home buying video so you’re prepared for your next home purchase. [![GET RESOURCES](https://no-cache.hubspot.com/cta/default/3390596/74647e5f-eeb3-4c2d-965e-01ec49d2b628.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/74647e5f-eeb3-4c2d-965e-01ec49d2b628) ### Latest Videos Watch the latest home buying video so you’re prepared for your next home purchase. [![Watch & Learn](https://no-cache.hubspot.com/cta/default/3390596/de0eb03c-950c-4d33-9224-beb6a8f73097.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/de0eb03c-950c-4d33-9224-beb6a8f73097) ![](https://cdn2.hubspot.net/hub/459002/hubfs/BrookField%20Assets/customer-review-bg.png?width=445&name=customer-review-bg.png) ![](https://cdn2.hubspot.net/hub/459002/hubfs/BrookField%20Assets/cust-review-img.png?width=76&name=cust-review-img.png) ## Customer Reviews Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et [![Read Reviews](https://no-cache.hubspot.com/cta/default/3390596/e82fd184-dcb1-4c5e-af99-53a4ab814242.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/e82fd184-dcb1-4c5e-af99-53a4ab814242) ![](https://cdn2.hubspot.net/hub/459002/hubfs/BrookField%20Assets/orange-bg.png?width=445&name=orange-bg.png) ![](https://cdn2.hubspot.net/hub/459002/hubfs/BrookField%20Assets/cust-quest-img.png?width=67&name=cust-quest-img.png) ## Common Questions Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et [![Have a question?](https://no-cache.hubspot.com/cta/default/3390596/7167d556-893f-45ea-8e7e-291490e88731.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/7167d556-893f-45ea-8e7e-291490e88731) ![](https://cdn2.hubspot.net/hub/459002/hubfs/BrookField%20Assets/market-comparisons-bg.png?width=445&name=market-comparisons-bg.png) ![](https://cdn2.hubspot.net/hub/459002/hubfs/BrookField%20Assets/mar-compa-img.png?width=93&name=mar-compa-img.png) ## Market Comparisons Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et [![Compare Now](https://no-cache.hubspot.com/cta/default/3390596/bcd076f3-fc41-45ac-88e0-9f37c1d635a5.png)](https://cta-redirect.hubspot.com/cta/redirect/3390596/bcd076f3-fc41-45ac-88e0-9f37c1d635a5) # **HOMEBUYER'S SCHOOL** #### BROOKFIELD RESIDENTIAL - [Learn more about Brookfield Residential in Edmonton](https://www.brookfieldresidential.com/new-homes/alberta/edmonton-and-area) - [Learn more about Brookfield Residential in Calgary](https://www.brookfieldresidential.com/new-homes/alberta/calgary-and-area) © 2017 Brookfield Residential Properties Inc. All Rights Reserved. Terms of Use & Privacy Policy