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What's the difference between a homeowners association (HOA) and a condo board?

“Always pick your yard based on your Summer lifetstyle.”


February 25, 2019 - Karl Yeh

So everything in a homeowners association, like I said, has to do with the entire community, bringing community together, whereas a condo board and fee is about a specific building within the community, and we have no control over that.

In this episode, we discuss the difference between an HOA and a condo board, including fees, impact on tenants and use of facilities both inside a condo and within a community. 

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Hi, everyone. Karl here, and welcome another Homebuyer's School video, a channel where you get the latest strategies, tactics, and tips from home buying experts. Remember, if this is your first time on this channel and you want to get the latest strategies from the experts, hit the Subscription button below, hit the little notification [00:00:30] bell so you don't miss anything.

Today, I'm joined by Heather Cockerline, Community Experience Lead with Brookfield Residential, and today, we're going to talk about:

What is the difference between a homeowner's association and a condo board?

Heather, what is that difference?

Heather Cockerline:               It's completely different.

Karl Yeh:              Yup.

Heather Cockerline:            

They're very different. If you've watched the other videos, homeowner's association is for the benefit of everybody in the entire community.

Karl Yeh:              Let's stop you there.

Make sure to watch our videos on homeowner's [00:01:00] association part one and part two. I'll link it up above, and I'll link it up in the description below.

Heather Cockerline:             

Yeah, so everything in a homeowner's association, like I said, has to do with the entire community, bringing community together, whereas a condo fee is about a specific building within the community, and we have no control over that.

The condo fees are to pay for specific items with that building itself.

Maybe that's things that have to do with the lobby, [00:01:30] improvements to the lobby or the roof or-

Karl Yeh:              The recreation center-

Heather Cockerline:            ... elevator.

Karl Yeh:              ... inside.

Heather Cockerline:             If they have a recreation center within that building.

Karl Yeh:              In there.

Heather Cockerline:             That's where the condo fees come into play.

If I buy a new condo in a new community, do I have to pay both a condo and HOA fee?

Karl Yeh:             

Let's say I moved into a brand new condo in a brand new community.

Does that mean I have to pay both a condo fee and a homeowner's association fee?

Heather Cockerline:            Yes.

Karl Yeh:              Okay.

Heather Cockerline:           

There's an HOA fee as an encumbrance on your title.

As an owner of a unit in a condominium complex, [00:02:00] you would be charged both the HOA fee to enjoy all of the amenities throughout the community, and then a condo fee, which is what would take care of lobby or the elevators or if a new roof needed to be put on to your condo.

Karl Yeh:              Got it. Remember, if you want to know more about condo fees, watch our video above and in the description below.

I guess it depends on the community, and again, depends on the building, right?

Heather Cockerline:                Exactly.

Karl Yeh:             

[00:02:30] Is it the same, I remembered we talked last, if you brought in, if you have a tenant in your home, and homeowner's association, I think, they would, you transfer memberships.

Does it complicate the matter if you, let's say you don't live in the, you've rented that condo out, and it's the same thing with the HOA, it's like it's kind of two different things, right?

Would they belong ... Is it your responsibility or the actual tenant's responsibility now?

Heather Cockerline:             

[00:03:00] That would be between I think the owner and the tenant, but because the encumbrance is on the title-

Karl Yeh:              It would be-

Heather Cockerline:                ... as long as the fees have been paid on that condo unit, the tenant would be able to utilize all of the facilities.

Karl Yeh:             

Got it. Got it. One last question in terms of facilities.

Let's say the condo itself has, I don't know, a swimming pool inside, and then [00:03:30] would that be considered part of the HOA, or no, it would be considered, so it wouldn't ... It's a facility.

Wouldn't you consider it would be a facility in the community, but it's only for that condo, right?

Heather Cockerline:                That's right.

Karl Yeh:              Oh, okay.

Heather Cockerline:               That's what their condo fees-

Karl Yeh:              Got it.

Heather Cockerline:                ... pay for.

Karl Yeh:              Do you have anything else to add?

Heather Cockerline:               Nope.

Karl Yeh:             

Awesome. Well, thank you very much for joining us, and remember, if you enjoyed this video or found it helpful, hit the thumbs up button below.

Remember to comment, and remember to subscribe, and we'll catch you next [00:04:00] time.





Your turn:

Let us know if you have additional homeowner or home buying questions that we can answer by submitting them in the comments section below. 

Homebuyer's School publishes new content weekly so subscribe or check back regularly for the latest information, strategies and tips from home buying experts.  


About Heather Cockerline:

Heather Cockerline is the Communities Experience Lead at Brookfield Residential.  Heading up a new role in the land development industry, Heather is proud to be working with residents to co-create communities that impact their sense of belonging and overall quality of life.

With over 10 years in the development and home building industry, Heather is using her extensive knowledge of the journey of home building to guide and influence the industry to a more wholistic planning approach that is collaborative, proactive and evidence based; creating a new standard of excellence for North American developers to reimagine and deliver complete communities. 

Heather is a true ‘people person’ with a passion for customer experience.  Seeing happy, healthy, thriving people living their best life possible is what drives her to challenge the status quo, working at all sectors and levels, including the municipal government level, to ensure every resident feels a sense of belonging. 

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