Terms and Conditions

US:

*Promotion is only for new sales contracts written from 2/13/26 to 3/31/2026. Pricing is subject to change, and broker policies will be different in each state. Available on select homesites only. Available on select quick move-in homesites only. All offers may not apply to each buyer’s purchase situation. Must use BRP Home Mortgage. Rates and payments change in later years and are subject to change without notice. Must get pre-qualified for a new purchase through BRP Home Mortgage, LLC. May not be available at time of loan commitment or closing. Equal Housing Opportunity Lender. Please contact your local sales team for more details. This is not an offer for real estate for sale, nor solicitation of an offer to buy to residents of any state or province in which registration and other legal requirements have not been fulfilled. Some communities are age-restricted. Photographs are for illustrative purposes only. Homes shown may not represent actual homesites. MHBR #408. Brookfield Mid-Atlantic Brokerage, LLC (License #26887). CA DRE license nos. 02136179 and 02155366. AZ Housing Sales. Designated Broker – Caitlyn Lai-Valenti. AZ DRE #BR698080000. ROC #337142. Equal Housing Lender.

Canada:

*Promotion is only for new sales contracts written from 2/13/26 to 3/31/2026. Pricing, rates, terms, savings and availability of programs are subject to change without notice and may not be combined with any other offer. The purchaser must meet credit-granting criteria from the Vendor’s selected provider for a residential conventional mortgage. Available on select quick move-in homes only. Photographs and images are for illustrative purposes only. See Sales Representative for details. E. & O. E.

4.99% Fixed Rate, Conventional 90% LTV, 740+ FICO

This is not an offer to lend. Brookfield Residential, the Seller, is not a lender and does not offer financing. Financing is provided by BRP Home Mortgage LLC (NMLS Unique Identifier #2044252, NMLS Consumer Access website: http://www.nmlsconsumeraccess.org). Principal office is located at 1333 S. Spectrum Blvd, Suite 100, Chandler AZ 85286. Equal Housing Opportunity Lender. All loans are subject to underwriter approval.

Rates are effective 2/13/2026 and sample payment is based on a sales price of $550,000, 10% down payment, a 30‑year fixed‑rate conventional loan with an interest rate of 4.99% (5.034 % APR), and a minimum credit score of 740. Total loan amount is $495,000.

At an interest rate of 4.99% (5.034% APR), the monthly principal and interest payment is $2,654.24 for 360 months (property taxes, insurance, HOA assessments, and any applicable mortgage insurance premiums are not included; actual payment will be higher). Financing is available to owner‑occupants only and is subject to availability, a debt‑to‑income ratio of 50% or less, a maximum loan‑to‑value ratio of 95%, conventional loan program requirements, and qualification using full documentation.

Rates, terms, and availability of programs are subject to change without notice and additional terms and conditions may apply. Pre‑qualification for a new purchase through BRP Home Mortgage, LLC is required. Not all applicants will qualify. Available on select homesites only and is subject to availability. May not be available at time of loan commitment or closing. Services are not available in all states.

4.99% Fixed Rate, Conventional 90% LTV, 740+ FICO, With 2/1 Buydown

This is not an offer to lend. Brookfield Residential, the Seller, is not a lender and does not offer financing. Financing is provided by BRP Home Mortgage LLC (NMLS Unique Identifier #2044252, NMLS Consumer Access website: http://www.nmlsconsumeraccess.org). Principal office is located at 1333 S. Spectrum Blvd, Suite 100, Chandler, AZ 85286. Equal Housing Opportunity Lender. All loans are subject to underwriter approval.

Rates are effective 2/13/2026 and sample payment is based on a sales price of $550,000, 10% down payment, a 30‑year fixed‑rate conventional loan with an interest rate of 4.99% (5.034% APR), a 2/1 temporary buydown, and a minimum credit score of 740. Total loan amount is $495,500.

A 2/1 buydown temporarily reduces the interest rate by 2% in the first year and 1% in the second year. Based on a note rate of 4.99% (5.034% APR), the first‑year interest rate is 2.99% with 12 monthly principal and interest payments of $2,084.27. The second‑year interest rate is 3.99% with 12 monthly principal and interest payments of $2,360.35.

Beginning in year three, the interest rate is fixed at 4.99% (5.034% APR) with 336 monthly principal and interest payments of $2,654.24. Property taxes, insurance, HOA assessments, and any applicable mortgage insurance premiums are not included; actual payment will be higher.

Financing is available to owner‑occupants only and is subject to availability, a debt‑to‑income ratio of 50% or less, a maximum loan‑to‑value ratio of 90%, conventional loan program requirements, and qualification using full documentation. Financing through BRP Home Mortgage LLC is required to receive this promotional rate and buydown incentive.

Rates, terms, and availability of programs are subject to change without notice and additional terms and conditions may apply. Not all applicants will qualify. Available on select homesites only and is subject to availability. May not be available at time of loan commitment or closing. Services are not available in all states.

4.99% Fixed Rate, Conventional, 90% LTV, 740+ FICO, With 3-2-1 Buydown

This is not an offer to lend. Brookfield Residential, the Seller, is not a lender and does not offer financing. Financing is provided by BRP Home Mortgage LLC (NMLS Unique Identifier #2044252, NMLS Consumer Access website: http://www.nmlsconsumeraccess.org). Principal office is located at 1333 S Spectrum Blvd, Suite 100, Chandler, AZ 85286. Equal Housing Opportunity Lender. All loans are subject to underwriter approval.

Rates are effective 2/13/2026 and sample payment is based on a sales price of $550,000, 10% down payment, a 30-year fixed-rate conventional loan with an interest rate of 4.99% (5.034% APR), a 3-2-1 temporary buydown, and a minimum credit score of 740. Total loan amount is $495,000.

A 3-2-1 buydown temporarily reduces the interest rate by 3% in the first year, 2% in the second year, and 1% in the third year. Based on a note rate of 4.99% (5.034% APR), the first-year interest rate is 1.99% with 12 monthly principal and interest payments of $1,827.14. The second-year interest rate is 2.99% with 12 monthly principal and interest payments of $2.084.27. The third-year interest rate is 3.99% with 12 monthly principal and interest payments of $2,360.35. Beginning in year four, the interest rate is fixed at 4.99% (5.034% APR) with 324 monthly principal and interest payments of $2,654.24. Property taxes, insurance, HOA assessments, and any applicable mortgage insurance premiums are not included; actual payment will be higher.

Financing is available to owner-occupants only and is subject to availability, a debt-to-income ratio of 50% or less, a maximum loan-to-value ratio of 90%, conventional loan program requirements, and qualification using full documentation. Financing through

BRP Home Mortgage LLC is required to receive this promotional rate and buydown incentive.

Rates, terms, and availability of programs are subject to change without notice and additional terms and conditions may apply. Not all applicants will qualify. Available on select homesites only and is subject to availability. May not be available at time of loan commitment or closing. Services are not available in all states.

FHA 3.99% Fixed Rate

This is not an offer to lend. Brookfield Residential, the Seller, is not a lender and does not offer financing. Financing is provided by BRP Home Mortgage LLC (NMLS Unique Identifier #2044252, NMLS Consumer Access website: http://www.nmlsconsumeraccess.org). Principal office is located at 1333 S Spectrum Blvd, Suite 100, Chandler, AZ 85286. Equal Housing Opportunity Lender. All loans are subject to underwriter approval.

Rates are effective 02/09/2026 and sample payment is based on a sales price of $550,000, a 3.5% down payment of $19,250, and a 30-year fixed-rate FHA loan with an interest rate of 3.99% (5.413% APR) and a 640 credit score. Total loan amount, including the upfront mortgage insurance premium, is $540,038.

The interest rate of 3.99% (5.413% APR) is fixed for the entire 30-year term. Monthly principal and interest payments are approximately $2,575.00 for all 360 months (property taxes, insurance, HOA assessments, and monthly mortgage insurance premiums are not included in the above payment; actual payment will be higher).

Financing is available to owner-occupants only and is subject to availability, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation, and a minimum FICO score of 640.

Rates, terms, and availability of programs are subject to change without notice and additional terms and conditions may apply. Financing through BRP Home Mortgage is required. Not all applicants will qualify. Available on select homesites only and subject to availability. May not be available at time of loan commitment or closing. Services are not available in all states.